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English definition of “if you don't mind me saying/asking”

if you don't mind me saying/asking

used in order to be more polite when you say something that could slightly upset, annoy, or embarrass someone: If you don't mind me saying (so), I think the soup needs a little more salt. Do you have a boyfriend, if you don't mind me asking?
(Definition of if you don't mind me saying/asking from the Cambridge Advanced Learners Dictionary & Thesaurus © Cambridge University Press)
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