noun[C or U](pluralcredit analyses)(alsocredit appraisal)
Definition
›FINANCE, BANKINGa calculation of the risk of lending money to a particular person, company, or government based on their ability to pay it back: The company was facing charges it had lent money to two subsidiaries without doing proper credit analyses.
credit analystnoun[C](alsocredit appraiser)›A credit analyst believes the company is 30 times more likely to default on its debts than it was seven months ago.