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English definition of “credit analysis”

credit analysis

noun [C or U]
 
 
(plural credit analyses) (also credit appraisal)
FINANCE, BANKING a calculation of the risk of lending money to a particular person, company, or government based on their ability to pay it back: The company was facing charges it had lent money to two subsidiaries without doing proper credit analyses.
credit analyst noun [C] (also credit appraiser)
(Definition of credit analysis from the Cambridge Business English Dictionary © Cambridge University Press)
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