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English definition of “credit history”

credit history

noun [C]
 
 
( plural credit histories)
FINANCE a record of a person's or company's debt and payment of debt over a period of time, used to judge the risk of lending money to them: bad/poor credit history Consumers with poor credit histories usually struggle to borrow more money. a good/solid credit history
(Definition of credit history from the Cambridge Business English Dictionary © Cambridge University Press)
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