Focus on the pronunciation of delinquent
English definition of “delinquent”
/dɪˈlɪŋkwənt/ adjective US FINANCE, TAX
› not paid or paid back as should have been done: delinquent accounts/payments/taxes/loans. Another 6% of mortgages were delinquent but not yet in foreclosure.
› not paying, or paying back, money as agreed: delinquent borrowers/customers/taxpayersdelinquent in (doing) sth The Dallas Morning News identified multiple contractors who were delinquent in paying their taxes. 42% of callers are at least three months delinquent on mortgage payments.