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exaggerated claim

 
 
noun [C] INSURANCE

Definition

a request for an insurance payment, which states that someone's illness, accident, loss, etc. is more serious than it really is in order to trick the insurance company into paying them extra money: A common type of insurance fraud is when workers submit exaggerated injury claims for workers’ compensation payouts.
(Definition of exaggerated claim noun from the Cambridge Business English Dictionary © Cambridge University Press)

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