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English definition of “excess”

excess

noun     /ɪkˈses/
[S or U] an amount that is more than is needed , expected , or acceptable : If you retire having saved more than £1.4m you will face a one-off 33% tax charge on the excess. Any excess over these expenses represents profit attributable to shareholders .excess of sth There is still, in many industries , an excess of productive capacity .
[S] UK (US deductible) INSURANCE a part of the cost of an accident , injury , etc. that you agree to pay yourself when you buy insurance : Cover would cost £239 a year with a £75 excess, or £215 a year with a £250 excess. excess on sth The policy carries a £40 excess on most claims .
in excess of more than: Last year he earned in excess of $3 million. The Fund will not borrow money in excess of one-third of the value of its net assets .
(Definition of excess noun from the Cambridge Business English Dictionary © Cambridge University Press)
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