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English definition of “insurance risk”

insurance risk

noun [C]    
INSURANCE the possibility of loss, damage, injury, etc. against which insurance is provided: We will cover you against flooding and all other insurance risks.
a person or business when they are considered in relation to the amount of risk that is involved for an insurance company when it provides insurance for them: Newly qualified young male drivers are a particularly poor insurance risk.
(Definition of insurance risk noun from the Cambridge Business English Dictionary © Cambridge University Press)
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