Focus on the pronunciation of payer
English definition of “payer”
/ˈpeɪər/ noun [C]
› FINANCE a person or an organization that pays or has to pay something: licence/mortgage/tax payer All 26 million basic-rate income tax payers will benefit next year from a 1% cut in the tax rate. → Compare payee
a good/bad/late payer › used to say if a person or organization usually pays their invoices, debts, etc., and if they pay them on time or late: Some service providers will consider applications even if you are listed as a bad payer.