Focus on the pronunciation of personal saving
English definition of “personal saving”
personal savings › [plural] the money that a person, rather than a business or organization, keeps in an account in a bank or similar financial organization: They introduced tax breaks which made many personal savings tax-free. She had spent almost $200,000 of her personal savings to support the business. the personal savings market a personal savings account/balance
› [U] the fact that people keep their money in a bank, etc. rather than spending it: These figures show a large decline in personal saving.