Focus on the pronunciation of repay
English definition of “repay”
/ˌriːˈpeɪ/ verb [T] (repaying, repaid, repaid)
› FINANCE, BANKING to pay back money that you have borrowed: repay a loan/debt/mortgage Students generally have 10 years to repay their loans. We were told we would have to repay $32 a month. Investors should be aware that any tax they save in year one has to be repaid in full.