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English definition of “uncleared effects”

uncleared effects

noun [plural]
 
 
BANKING
cheques, etc. that a customer has put into their bank account but for which their bank has not yet received payment from the banks of the people who wrote them: The bank expressly reserved the right to postpone payment of cheques drawn against uncleared effects.
(Definition of uncleared effects from the Cambridge Business English Dictionary © Cambridge University Press)
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