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English definition of “uninsurable risk”

uninsurable risk

noun [C or U]
 
 
INSURANCE
a situation that you cannot protect yourself against by buying insurance because it is impossible to calculate how likely it is to happen, or how much damage it will cause: In many cases catastrophes, such as earthquakes, have become uninsurable risks.
a situation for which an insurance company will not provide insurance, because, for example, it is certain to happen: A person suffering from a terminal illness is considered to be an uninsurable risk.
(Definition of uninsurable risk from the Cambridge Business English Dictionary © Cambridge University Press)
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