Focus on the pronunciation of up-front fee
English definition of “up-front fee”
up-front fee (also upfront fee)
noun [C] (also advance fee, upfront charge) BANKING, FINANCE, COMMERCE
› an amount of money paid before a particular piece of work or a particular service is done or received: Before signing up to any mortgage deal, check what up-front fees you may have to pay. Often, cash advances come with an upfront charge.