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Meaning of “credit risk” in the English Dictionary

"credit risk" in British English

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credit risknoun

uk   /ˈkred.ɪt ˌrɪsk/  us   /ˈkred.ɪt ˌrɪsk/
[C or U] a calculation of how likely it is that a person or company will not be able to pay back money they have borrowed from a bank or other organization: The system assesses the credit risk of new borrowers. corporate bonds with little credit risk/efforts to reduce credit risk
[C] If a person or an organization is a credit risk, it is likely that they may not be able to pay back money that they have borrowed from a bank or other organization: Even if you are considered a bad credit risk, there are still a few options available to you for borrowing money.
(Definition of credit risk from the Cambridge Advanced Learner’s Dictionary & Thesaurus © Cambridge University Press)

"credit risk" in Business English

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credit risknoun

uk   us   FINANCE
[C or U] the degree to which it is possible that a person, company, or government will not be able to pay back borrowed money: Race, gender, and religion will not be considered in assessing credit risk.high/increased/low credit risk Analysts say 30% of the bank's loans have a high credit risk.
[C] a person, company, or government considered according to how likely they are to pay back borrowed money: bad/good/poor credit risk Lenders say that women are good credit risks, and are often better at budgeting.
[C] a person, company, or government that is unlikely to pay back borrowed money: Four years ago, I was refused a store card because I was considered a credit risk.
(Definition of credit risk from the Cambridge Business English Dictionary © Cambridge University Press)
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“credit risk” in Business English

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