Meaning of “prudent” in the English Dictionary

"prudent" in English

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uk /ˈpruː.dənt/ us /ˈpruː.dənt/
noun [ U ] uk /ˈpruː.dəns/ us /ˈpruː.dəns/

The firm was commended for its financial prudence.
adverb uk /ˈpruː.də us /ˈpruː.də

(Definition of “prudent” from the Cambridge Advanced Learner’s Dictionary & Thesaurus © Cambridge University Press)

"prudent" in American English

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us /ˈpru·dənt/

showing good judgment in avoiding risks and uncertainties; careful:

His decision was prudent and timely.
noun [ U ] us /ˈpru·dəns/

A little prudence would be appropriate.

(Definition of “prudent” from the Cambridge Academic Content Dictionary © Cambridge University Press)

"prudent" in Business English

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uk /ˈpruːdənt/ us

careful in the way that you make decisions or spend money so that you avoid unnecessary risks:

They insisted that the deal is fiscally prudent and would not put the city budget at risk.
prudent to do sth It would be prudent to delay interest rate cuts until early next year.

ACCOUNTING prudent accounting is based on the principle of not showing assets or profits to be greater than they might be, or losses to be smaller than they might be, in a company's accounts:

Normal prudent accounting principles require that prepayments should be written down where it can be seen that they will not be fully recoverable.
adverb /ˈpruːdəntli/

Failure on the part of banks to act prudently has resulted in a global recession.

(Definition of “prudent” from the Cambridge Business English Dictionary © Cambridge University Press)

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The treatment of foodstuffs with ionising radiation must be possible, we believe, where it is prudent and necessary, but not as a substitute for health measures and hygiene.
We are extremely prudent.
But, at the moment, the most prudent course of action is to set the level of set-aside for the next marketing year at 5 %.
After weeks and months of trying to calm the situation through prudent negotiation, we all decided jointly that decency demanded we break our silence.
I must say that each of the three procedures undoubtedly represents a prudent solution, but the challenge at the moment lies in finding out which of them is best.
We are prudent and we are sensible.
The future welfare of euro area citizens will also depend to a large extent on the prudent conduct of fiscal policies.
We need sound finances, we need to show that we understand the concerns of our electorate and we need to be prudent with taxpayers' money.
The same arguments can equally well apply here in that we are encouraging prudent risk management and rewarding those that manage and reduce risk.
Such disclosure makes it possible to assess how the public funds are used, which is vital for the well-being of democracy and prudent management of ever limited resources.