Meaning of “prudent” in the English Dictionary

"prudent" in British English

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uk /ˈpruː.dənt/ us /ˈpruː.dənt/
noun [ U ] uk /ˈpruː.dəns/ us /ˈpruː.dəns/

The firm was commended for its financial prudence.
adverb uk /ˈpruː.də us /ˈpruː.də

(Definition of “prudent” from the Cambridge Advanced Learner’s Dictionary & Thesaurus © Cambridge University Press)

"prudent" in American English

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us /ˈpru·dənt/

showing good judgment in avoiding risks and uncertainties; careful:

His decision was prudent and timely.
noun [ U ] us /ˈpru·dəns/

A little prudence would be appropriate.

(Definition of “prudent” from the Cambridge Academic Content Dictionary © Cambridge University Press)

"prudent" in Business English

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uk /ˈpruːdənt/ us

careful in the way that you make decisions or spend money so that you avoid unnecessary risks:

They insisted that the deal is fiscally prudent and would not put the city budget at risk.
prudent to do sth It would be prudent to delay interest rate cuts until early next year.

ACCOUNTING prudent accounting is based on the principle of not showing assets or profits to be greater than they might be, or losses to be smaller than they might be, in a company's accounts:

Normal prudent accounting principles require that prepayments should be written down where it can be seen that they will not be fully recoverable.
adverb /ˈpruːdəntli/

Failure on the part of banks to act prudently has resulted in a global recession.

(Definition of “prudent” from the Cambridge Business English Dictionary © Cambridge University Press)