Meaning of “recourse” in the English Dictionary

"recourse" in American English

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recoursenoun [ U ]

us /ˈri·kɔrs, -koʊrs/ fml

a way of dealing with a difficult or unpleasant situation:

If the company won’t pay me, the only recourse left to me is to sue them.

(Definition of “recourse” from the Cambridge Academic Content Dictionary © Cambridge University Press)

"recourse" in Business English

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uk /rɪˈkɔːs/ us /ˈrikɔːs/

[ U or S ] help, usually in the form of an official system or process, for someone in a difficult situation:

a recourse for sb The Ombudsman is a recourse for homeowners who feel let down by their estate agent.
At present, older workers have no legal recourse if they think they have suffered age discrimination.
have recourse to sth Not everyone has recourse to expensive professional advice.
sb's (only) recourse is to do sth Their only recourse is to file for an appeal before an administrative law judge.
without/with no recourse to We should be able to resolve these types of disputes without recourse to a public inquiry.
provide/seek recourse The Patients' Bill of Rights provides recourse for patients wishing to sue for damages.

[ U ] FINANCE, LAW the legal right of a lender to take assets belonging to the borrower in addition to the asset used to guarantee the loan, if the loan is not repaid:

In a loan sale, a bank makes a loan and then sells the loan, without recourse, to a third party.
a recourse agreement/loan/debt

[ U ] FINANCE, LAW the legal right to demand payment from someone who has signed a cheque or bill of exchange if the money is not paid on the agreed date:

The holder of the bill of exchange uses his or her right of recourse and submits the bill of exchange to someone connected with it.

(Definition of “recourse” from the Cambridge Business English Dictionary © Cambridge University Press)