Meaning of “speculative” in the English Dictionary

"speculative" in American English

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speculativeadjective

us /ˈspek·jə·lə·t̬ɪv/

speculative adjective (DONE FOR PROFIT)

bought or done in order to make a profit in the future:

a speculative venture

speculative adjective (BASED ON GUESS)

based on a guess and not on information:

Our forecast for next year is speculative.

(Definition of “speculative” from the Cambridge Academic Content Dictionary © Cambridge University Press)

"speculative" in Business English

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speculativeadjective

uk /ˈspekjələtɪv/ us

based on a guess and not on information:

The idea that a merger of this kind would ever take place is purely speculative.
highly/overly speculative

FINANCE done in order to make a profit even though there is risk that you may lose money:

We should remember that a sign of the end of the first bubble was a large number of highly speculative transactions.
Company shares advanced 6p to 34p on speculative buying.
News of the sale led to considerable speculative activity on the exchange.

FINANCE a speculative investor is willing to accept a high level of risk in the hope of making a profit:

This stock should only be considered by the speculative investor.

(Definition of “speculative” from the Cambridge Business English Dictionary © Cambridge University Press)