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English definition of “insurance policy”

insurance policy

noun [C]    
a written agreement for insurance between an insurance company and a person who wants insurance: I took out a travel insurance policy before I boarded the plane.figurative There's one particular job I'm after but I'm applying for several others as an insurance policy (= because I might not get the job I want).Official documents
(Definition of insurance policy noun from the Cambridge Advanced Learner's Dictionary & Thesaurus © Cambridge University Press)
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