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Definition of “credit risk” - English Dictionary

"credit risk" in British English

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credit risknoun

uk   us  
[C or U] a ​calculation of how ​likely it is that a ​person or ​company will not be ​able to ​pay back ​money they have ​borrowed from a ​bank or other ​organization: The ​systemassesses the ​creditrisk of new borrowers. corporatebonds with little ​creditrisk/​efforts to ​reducecreditrisk [C] If a ​person or an ​organization is a ​creditrisk, it is ​likely that they may not be ​able to ​pay back ​money that they have ​borrowed from a ​bank or other ​organization: Even if you are ​considered a ​badcreditrisk, there are still a few ​optionsavailable to you for ​borrowingmoney.
(Definition of credit risk from the Cambridge Advanced Learners Dictionary & Thesaurus © Cambridge University Press)

"credit risk" in Business English

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credit risknoun

uk   us   FINANCE
[C or U] the degree to which it is possible that a ​person, ​company, or ​government will not be able to ​pay back ​borrowedmoney: Race, ​gender, and religion will not be considered in ​assessingcreditrisk.high/increased/low credit risk Analysts say 30% of the bank's ​loans have a high ​creditrisk.
[C] a ​person, ​company, or ​government considered according to how likely they are to ​pay back ​borrowedmoney: bad/good/poor credit risk Lenders say that women are good ​creditrisks, and are often better at ​budgeting.
[C] a ​person, ​company, or ​government that is unlikely to ​pay back ​borrowedmoney: Four ​years ago, I was ​refused a ​storecard because I was considered a ​creditrisk.
(Definition of credit risk from the Cambridge Business English Dictionary © Cambridge University Press)
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“credit risk” in Business English

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