negative equitynoun [ U ]uk /ˌneɡ.ə.tɪv ˈek.wɪ.ti/ us /ˌneɡ.ə.t̬ɪv ˈek.wɪ.t̬i/ UK
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(Definition of “negative equity” from the Cambridge Advanced Learner's Dictionary & Thesaurus © Cambridge University Press)
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said to emphasize that being part of a group makes you less likely to be harmed